Loan Application Checklist

Most recent months' paystubs (if paid weekly, provide last 5 pay stubs)

Most current 3 consecutive months' bank/investment statements on any
    account that contains funds to be used for closing

 Most recent 2 years' W-2 Forms

 Most recent 2 years' Income Tax Returns with all supporting schedules
    (this includes tax returns and supporting schedules for partnerships,
    S corporations, and C corporations, if applicable)

 Landlord names and telephone numbers for the past two years if you
    have rented and one year returned checks

 Final Divorce Decree and Settlement Statement, if applicable

 Complete Bankruptcy Petition and Discharge papers, if applicable

 Executed Original Sales Contract/Addendums to contract, if you have
    selected a property to purchase

 Copy of canceled earnest money check(s), if you have selected a property
    and executed a sales contractAdditional clarification/documentation may
    be required upon receipt of the above information.

If you cannot locate one or more of the required documents listed above, contact your Island Power Banker Officer for instructions on how to obtain duplicates or acceptable substitutes.